Key takeaways Secured loans require collateral, in the form of a valuable asset, to back the loan. Lenders may offer lower interest rates and larger…
Once you retire, the purpose of your investment portfolio often changes. Instead of concentrating primarily on growth, many retirees focus on generating reliable income to supplement Social Security, pensions or other sources of income. Choosing…
Tax refunds are the biggest windfall of the year for many American households. And ‘tis the season: Through the week ending Feb. 13, nearly 13 million people had received 2025 federal tax refunds averaging $2,476, according to the IRS. That average refund amount is up 14% from the same time…
Key takeaways A personal loan is money you can borrow in a lump sum with a fixed payment to finance large purchases, consolidate debt or cover emergency expenses. Interest rates, monthly payments and repayment terms vary based on creditworthiness, income and other factors. You’ll get the best loan terms if…
Block on Thursday announced that it will cut nearly half of its workforce as the payments firm works to embed artificial intelligence (AI) throughout its operations. The layoffs will affect over 4,000 jobs at the company and CEO Jack Dorsey indicated he moved forward with a single round of large cuts rather…
Key takeaways Some personal lenders offer loans of up to $100,000, but $50,000 limits are more common. Your credit, income and current debt burden help the lender determine the loan amount you qualify for. Even if you qualify for a lender’s maximum amount, you should only borrow what you need…
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More ArticlesThe Food and Drug Administration announced Tuesday a recall of bags of certain dog treats over concerns about potential salmonella contamination. Elite Treats, based in Florida, issued a recall of a single lot of 6-ounce…







































































