By Monika Ritchie

These days, getting yourself financially prepared for anything that comes your way may feel overwhelming, to say the least. You might have come across the saying, “May you live in interesting times.” The phrase was once meant to be a curse, implying that those “interesting times” would be filled with uncertainty, stress, and unpredictability. Sound familiar?

As we’ve seen in recent years, “normal” can be a moving target. Clearly, you can’t predict what’s coming next, but you can “expect the best and prepare for the worst” when it comes to your finances. As it turns out, maintaining a little pessimism when thinking about your money is not such a bad thing—it reminds you to be realistic about spending and saving even when things are going well.

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