Key takeaways New car loans had an average interest rate under 7%, while used car loan rates averaged nearly 12% in the second quarter of…
Key takeaways An auto loan can make car ownership possible by spreading out the purchase cost over years. It can help you afford a more reliable vehicle and increase your credit score. Auto loans also…
The IRS has released its guidance for the “no tax on tips” and “no tax on overtime” provisions of the One Big Beautiful Bill Act (OBBBA), for workers who can claim the deductions for the 2025 tax year. President Donald Trump signed the OBBBA into law in July after Republican majorities in…
New credit scoring models rolling out across the mortgage industry could dramatically expand the number of Americans who receive a credit score — but experts warn that borrowers shouldn’t confuse a number on paper with actual loan approval. As credit repair specialist Micah Smith put it, “People with thin credit…
A Roth IRA is a tax-advantaged retirement account many people use to build long-term savings, but its rules and benefits can be confusing. Because qualified withdrawals are tax-free, the investments you select inside the account may influence your future retirement income. Whether you are opening your first Roth IRA or…
Apple’s smartphone shipments in 2025 are expected to top Samsung’s for the first time in over a decade and become the world’s leading seller of smartphones, according to a new report. An analysis by Counterpoint Research found that global smartphone shipments will rise by 3.3% year over year in 2025,…
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Car prices are trending up and the average cost of a new car is at an all-time high, approaching the $50,000 mark for the first time. The average transaction price for a new vehicle in…
