Mortgage
Key takeaways You can calculate discretionary income using a simple formula, and that allows you to prepare for payment changes…
Key takeaways Claiming Social Security at 62 cuts your monthly check by up to 30 percent, while waiting until 70…
Key takeaways Annuities provide steady income and can complement Social Security and pensions in retirement. Each annuity type has trade-offs,…
Drazen Zigic / Shutterstock While on duty, members of the military are protected by the Servicemembers Civil Relief Act (SCRA),…
shapecharge/Getty Images; Illustration by Issiah Davis/Bankrate You’ve carefully planned for retirement and secured a steady stream of income with an…
Weekend Images Inc./Getty Images Key takeaways A cash-out refinance offers benefits like access to money at potentially a lower interest…
We Are/Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways It’s possible to qualify for a loan with a 550 credit…
Key takeaways Car insurance is mandatory because it provides financial protection for both parties in a motor vehicle accident, thus…
ferrantraite/Getty Images If you’ve recently filed a home insurance claim and you’re unhappy with the suggested payout, you may have…
Andrii Zastrozhnov/Getty Images Key takeaways A credit reporting agency is a company that compiles information about your borrowing history into…
Key takeaways Buy now, pay later (BNPL) can provide a zero-interest alternative to personal loans. Like personal loans, BNPL won’t…
Credit: Rockaa/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Your loan payment is calculated based on your principal, interest rate and…














