Personal Finance
Key takeaways To qualify for a home equity loan or line of credit, you’ll typically need to maintain at least…
Key takeaways A bump-up CD allows you to increase your interest rate one or more times during the CD’s term…
Key takeaways The Federal Reserve’s interest-rate decisions have a wide-ranging influence on your personal finances, affecting more than just your…
Key takeaways Monthly maintenance fees for non-interest checking accounts average $5.47, costing you over $65 annually, according to Bankrate’s 2025…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Refinancing your mortgage typically costs between 2 percent and 6…
Key takeaways Most checks clear within 2 business days, though some banks may hold funds for up to 7 days…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways An adjustable-rate mortgage (ARM) is a mortgage whose interest rate resets…
Most of us have lent money to a friend or family member or paid a group bill with the expectation…
As millions of Americans head home for the holidays, Bankrate’s latest survey finds that there’s one dinner topic that will…
Key takeaways Three percent down mortgages are exactly what they sound like — they require only a 3 percent down…
Dean Mitchell/E+/Getty Images Key takeaways Your credit utilization ratio is determined by taking the amount you owe on a credit…
Key takeaways When you buy mortgage points, you pay your lender an upfront fee in exchange for a lower interest…