Personal Finance
Drs Producoes / Getty Images Key takeaways The American Express Pay It and Plan It features offer alternative payment options…
Key takeaways Credit bureaus collect and maintain records on your credit accounts, balances and the payments you make. The three…
Key takeaways A credit score of 650 or higher is optimal for most lenders who offer student loan refinancing. A…
Liubomyr Vorona/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Federal student loans are the best option if you have…
Compassionate Eye Foundation/David Oxberry/Getty Images Key takeaways The Credit Repair Organizations Act regulates companies that perform credit repair services. The…
Luca Sage/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways An annuity provides a guaranteed income stream for the life…
Key takeaways Top high-yield savings accounts continue to offer returns above 4 percent APY, though the outlook could shift if…
Key takeaways Variable annuities can provide steady income later on in retirement with the money growing tax-deferred. The returns on…
What if, this whole time, the rising cost of college was wrapped within a fairly simple catch-22: More federal funding…
The Big Beautiful Bill Act (BBB) will reshape how Americans repay student loans, but the Trump Administration’s landmark legislation is…
Key takeaways Since lenders require you to repay a personal loan, they are considered debt and not taxable income. If…
Image by GettyImages; Illustration by Bankrate Key takeaways Pay-for-delete letters are one possible solution to resolving blemishes on your credit…














