What if we told you that, according to J.D. Power, only 1 out of every 4 personal loan borrowers identify themselves as “financially healthy”? The…
Key takeaways Built-in budgeting tools help automatically track and categorize spending without needing separate budgeting apps. Ally Bank’s “buckets” feature allows both spending categorization and savings goal tracking within one platform. Capital One’s Eno virtual…
Key takeaways The best buy now, pay later (BNPL) apps allow you to spread the cost of a purchase over several weeks or months without interest. Bankrate’s top BNPL picks include Affirm, Afterpay, PayPal, Sezzle and Zip. Most buy now, pay later plans offer no-interest payment options. Many retailers have…
Key takeaways Business loan requirements are not the same for every lender. Annual revenue, credit score and years in business are a few factors that impact loan qualification. As part of a loan application, businesses will have to provide certain documents like tax returns and profit and loss statements. Applying…
Illustration by Clint Branch/Bankrate Key takeaways There’s generally no limit to the number of times you can refinance your mortgage, although some lenders require a waiting period between refinances. If you qualify for a lower interest rate, refinancing can save you thousands — but if you do it multiple times,…
When buying a home as a couple, your credit scores, income, and existing debt all play a major role in mortgage approval and loan terms. Lenders review each person’s credit separately, use the lower score for qualification, and consider your combined debt-to-income ratio if applying jointly. How to Financially Prepare…
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JetZero is making a significant investment in North Carolina as the company plans to construct a factory in Greensboro to produce its blended-wing-body jets there in the future. JetZero’s investment in Greensboro to build the…
