Certified Check: Definition, Uses And Cost

Mortgage

Key takeaways A certified check is a personal check verified by your bank with guaranteed funds set aside for payment. Typical costs range from $10 to $20 per certified check, varying by bank and account…

9 Bank Accounts With Built-In Budgeting Tools

Mortgage

Key takeaways Built-in budgeting tools help automatically track and categorize spending without needing separate budgeting apps. Ally Bank’s “buckets” feature allows both spending categorization and savings goal tracking within one platform. Capital One’s Eno virtual assistant can identify recurring charges and subscription fees to help eliminate unnecessary expenses. Most major…

Here’s What You Need To Know

Mortgage

Small-business owners have a lot to consider when setting up shop, but one of the most important factors to think about is how your business will be taxed — and the business structure you choose will have a large impact. If you choose to set up your business as a…

How Are Mutual Funds Taxed? 4 Ways To Minimize Your Tax Bill

Investing

Drs Producoes/Getty Images Key takeaways When you sell mutual fund shares, you will be subject to taxes on the gains. You may owe taxes even if you still own a mutual fund. To minimize taxes on mutual funds, watch what you buy and how, hold shares for a long time…

LGBTQ+ Friendly Banking: How To Find Inclusive Banks That Support The LGBTQ+ Community

Mortgage

Key takeaways LGBTQ+ friendly banking addresses unique financial challenges like name changes, discrimination in lending and specialized financial needs. Key features to look for include non-discrimination policies, chosen name options on cards, employee resource groups and community support. Major LGBTQ+ supportive banks include Amalgamated Bank, BMO Harris, Capital One, Chase…