InmanFunding

Key takeaways CDs and share certificates are nearly identical fixed-term deposit accounts that earn guaranteed returns over a set period. The main difference is that CDs are offered by banks and pay interest; share certificates are offered by credit unions and pay dividends. Both are federally insured up to $250,000…

What if we told you that, according to J.D. Power, only 1 out of every 4 personal loan borrowers identify themselves as “financially healthy”? The consumer insight data firm also rates personal loan lenders — we’ll get to their rankings — but its latest survey of nearly 6,000 borrowers may…

Key takeaways Built-in budgeting tools help automatically track and categorize spending without needing separate budgeting apps. Ally Bank’s “buckets” feature allows both spending categorization and savings goal tracking within one platform. Capital One’s Eno virtual assistant can identify recurring charges and subscription fees to help eliminate unnecessary expenses. Most major…

Small-business owners have a lot to consider when setting up shop, but one of the most important factors to think about is how your business will be taxed — and the business structure you choose will have a large impact. If you choose to set up your business as a…