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If financial stress has been weighing you down, you aren’t alone. Around 43% of Americans cite money as a factor negatively impacting their mental health, according to a recent Bankrate survey.  January is the perfect time to reset your financial mindset and create routines that bring peace of mind all year long. By building good money…

Olelole/iStock/Getty Images Key takeaways The Chase Freedom Flex®* offers quarterly rotating bonus categories through which cardholders can earn 5% cash back (on up to $1,500 in the categories after activation, then 1% back). Categories change every three months, and cardholders have the ability to activate up until the 14th day…