InmanFunding

How people tackle their finances can vary but, according to new research from PYMNTS, there are two ways that are most common. PYMNTS found just 40% of American consumers are “planners,” meaning their strategy for money had more foresight. That figure has gone down compared to the roughly half who tackled…

Key takeaways A personal line of credit is a revolving account that works like a credit card. Personal lines of credit are unsecured with variable rates that are typically much lower than credit card interest rates.  You can take out a line of credit for business purchases or for personal…

Key takeaways An FHA cash-out refinance lets you borrow against the equity in your home by swapping out your current home loan with a new, larger one. An FHA cash-out refinance is available to qualified borrowers with any kind of existing mortgage — not just an FHA loan. If an…

You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy, so you can trust that…