Key takeaways Retail websites often ask you for your credit card information to complete a transaction, and they’d like to be able to hold on…
Images By Tang Ming Tung/Getty Images Key takeaways Both flat-rate cash back cards and rotating bonus category cash back cards can make sense in different scenarios, depending on the type of spender you are. Generally,…
A $50,000 windfall could really get you started securing your financial future. With time and some smart financial planning, you could create financial stability for yourself and your family — and could even turn your money into a million dollars by making some really basic investments. Here’s how to invest…
Key takeaways Lenders typically factor your student loan payments into your debt-to-income (DTI) ratio to ensure that you’ll be able to repay a mortgage and your academic debt at the same time. Guidelines for student loans vary based on the type of mortgage and the status of the student debt.…
Key takeaways Robo-advisors provide automated investment management for relatively low fees. Services, such as automatic portfolio rebalancing and tax-loss harvesting, can save investors time and stress and potentially offset advisory costs by also saving money. Robo-advisors are best suited for investors who want or need help managing their finances than…
Value-added tax (VAT) is a tax on goods and services, not unlike a sales tax but with some major differences. While the U.S. doesn’t levy a VAT, this type of tax exists in many other countries. Both sales and value-added taxes are a tax on the consumption of goods and…
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Drs Producoes/Getty Images Key takeaways When you sell mutual fund shares, you will be subject to taxes on the gains. You may owe taxes even if you still own a mutual fund. To minimize taxes…
