Key takeaways Active-duty military members are eligible for VA home loans after serving for 90 straight days (181 days during peacetime) without an interruption in service. You or your spouse and dependents have to reside in your home as a primary residence for 12 consecutive months, but if you’re deployed…

It’s an uneventful weekday, and you’re running a few errands during your lunch break. You decide at the last minute to run inside the bank to finally deposit that paper check you’ve had in your pocket for the past month, as well as review your checking account balance and perhaps…

Key takeaways Secured loans require collateral, like a car or home, while unsecured loans do not. Lenders may offer lower interest rates and larger borrowing limits on secured loans. Common examples of secured loans are auto loans, mortgages and business financing. A lender can repossess the collateral if you fail…

Key takeaways Buying a home in another state involves a significant time investment that can be as long as several months. Researching affordability, neighborhoods, tax rates and local real estate laws is an important part of the process. Finding a trustworthy local real estate agent, particularly one who specializes in…