Ariel Skelley/Getty Images Key Takeaways Only 8% of Americans visited bank branches as their primary banking method in 2024, but 66% still value having branches…
Key takeaways Based on the 28/36 rule, you should aim to spend a maximum of $2,333 per month on your housing costs if you earn $100,000 each year. If you’re trying to budget for buying…
kelvn/GettyImages; Illustration by Hunter Newton/Bankrate The airport is usually not an enjoyable place to spend time, especially when delays spring up. You can easily spend an entire day at a crowded airport gate, shelling out significant money on food and drinks while you wait for your flight. Having airport lounge…
Key takeaways If you want to boost your chances of getting a credit card, knowing where your credit score falls on the spectrum can help. If you have limited credit history or no credit, you may have to start your credit-building journey with a secured credit card. Keeping your credit…
eclipse_images/Getty Images Key takeaways Just because you’ve retired doesn’t mean your income is tax-free. How a state taxes various forms of retirement income can have a big impact on your spending plans. States can have major differences in how they tax capital gains, Social Security and retirement plan distributions. When…
Key takeaways Yes, most ATMs at major banks accept cash deposits, though not all machines have this capability. You can typically only deposit cash at ATMs owned by your bank or partner networks. Cash deposits usually become available within one business day, but some banks offer instant availability. Yes, you…
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Citi is an advertising partner. Key takeaways The AAdvantage Dining program offers the opportunity to earn airline miles and Loyalty Points by dining at participating restaurants. By dining and meeting certain requirements, you can progress…
