Key takeaways You can save on interest payments by transferring debt to a zero-interest intro APR balance transfer card. In addition to transferring credit card debt, some balance transfer cards allow you to transfer personal loans, auto loans, home equity loans and student loans. Not all card issuers allow you…

Carlina Teteris/Getty Images Key takeaways A balance transfer is a good way to eliminate existing credit card debt over a set number of months, usually at a lower interest rate. After completing your balance transfer, have a plan in place to pay off the balance comfortably within the introductory period.…

Key takeaways Giving a child a debit card can teach them financial responsibility and budgeting skills at a young age. Most banks offer checking accounts and debit cards for teens as young as 13 years old. The decision to give a child a debit card should be based on their…