Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates reversed course to edge higher this week, with the 30-year fixed rate averaging 6.31 percent, up from 6.25 percent the previous week, according to Bankrate’s latest lender survey. Current mortgage rates Loan type Current 4 weeks ago One year…

Daniel Acker/Bloomberg via Getty Images Key takeaways Most banks are closed on the 11 holidays when the Federal Reserve is closed. You can usually find alternative ways to bank when your bank isn’t open. A bank holiday, like a weekend, can affect how long it takes for funds from a…

Companies in the private sector added 42,000 jobs in October, payroll processing firm ADP said Wednesday. The figure is above economists’ estimates of a gain of 28,000 jobs. The prior month’s payrolls number was revised to a loss of 29,000 from an initially reported loss of 32,000.”Private employers added jobs…

Congratulations, you left that old job behind! Everything is in front of you now. Well, except for that old 401(k). Don’t forget about that because that is your future, and you need to keep a close eye on it. Unfortunately, bringing your 401(k) along isn’t as easy as cleaning out…