It’s understandable to feel envious of people who live in states with low or no income taxes. After all, after paying federal taxes, state income…
dragana991 / Getty Images Key takeaways There is no federal maximum interest rate for auto loans. Whether you receive a high interest rate is based on factors such as your credit score, the vehicle you…
Key takeaways Title insurance is designed to protect a piece of property against past claims that may surface, such as a lien from a contractor, an heir that believes it belongs to them or a property line issue. Title insurance comes in two forms: a policy that protects the lender…
Key takeaways Both the American Express® Green Card* and American Express® Gold Card offer lucrative rewards in the form of versatile American Express Membership Rewards points. The Amex Green Card comes with a lower annual fee and slightly lower rewards rates than the Gold Card, though with two travel perks…
Key takeaways Requesting a credit limit increase can have both positive and negative impacts on your credit score. If you request the increase, expect the issuer to conduct a hard credit inquiry. If the issuer gives you an automatic increase, only a soft inquiry, if any, will be performed. …
Key takeaways The Bank of America travel rewards program can be lucrative and flexible, but the specifics of how you’ll earn points in this program depend on which credit card you sign up for. You can redeem most Bank of America travel rewards points for eligible travel purchases, cash back…
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Investing in mutual funds is one of the easiest ways to diversify your portfolio without having to determine which individual stocks and bonds to buy or sell. However, it’s important to understand that certain mutual…
