Key takeaways To get your student loans discharged in bankruptcy, you’ll need to prove that they cause you “undue hardship.” Borrowers can choose between Chapter 7 and Chapter 13 bankruptcy, but they must file a separate adversary proceeding for student loans. The new processes established by the Department of Justice…

whitebalance.space / Getty Images One Big Beautiful Bill’s impact on student loans July 1, 2026: New borrowers can only access standard repayment or the new Repayment Assistance Plan (RAP) – July 1, 2028: Current IDR plans (except IBR) will be eliminated – Current SAVE borrowers will see interest resume August…

10’000 Hours/Getty Images Key takeaways You can log into the Federal Student Aid website to identify what type of loans you have. Federal student loans are distributed by the federal government and are serviced by lenders assigned by the Department of Education. Major changes are coming to federal loans starting…

Key takeaways Title insurance is designed to protect a piece of property against past claims that may surface, such as a lien from a contractor, an heir that believes it belongs to them or a property line issue. Title insurance comes in two forms: a policy that protects the lender…