Everyone has spending limits—even the government. Believe it or not, though the American government has a habit of spending like it’s going out of style, there’s actually a limit to the amount of debt it…

For over three years, federal student loan payments were on hold. But that’s no longer the case. Federal student loan payments started back in October 2023—and interest restarted on September 1, 2023.1 Yep, like Twitter and the show Riverdale, the student loan payment pause has come to an end. And…

Dealing with IRS penalties and incorrect tax assessments can be frustrating. This is especially true when you believe the charges are unfair or that they resulted from circumstances beyond your control. In these scenarios, Form 843 is the IRS mechanism for requesting relief from penalties, interest and certain tax overcharges. A…

We all have 24 hours in a day. And after the hours we spend sleeping, the biggest chunk of our day is spent working—eight hours every weekday and another five or so on the weekend.1 Imagine if all that time at work felt like being trapped in a soul-sucking pit filled…

The people in your life have a profound impact on your well-being. We’ll all experience the ups and downs of living with and loving imperfect people, but ultimately, our relationships should be a source of joy—not ongoing frustration or fear. A toxic relationship is one that consistently leaves you feeling…